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With over 190 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

Today's sponsored deal

NAB

Nab Low Rate Card

  • 0% p.a. on purchases for the first 12 months
  • 0% p.a on balance transfers for 12 months
  • Apply by 19 April 2015
Check it out
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 May 2015
      • Get cash back as Woolworths Shopping Cards. T&Cs; apply
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • annual fee

      $49$0 in the first year

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a introductory purchase rate for the first 3 months
      • Online only offer for applications approved by 19 April 2015
    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $59

    • Go to site
    Click for more info
    • Bankwest More MasterCard
      • 0.0% p.a on balance transfers for 18 months
      • Receive up to 28,000 introductory bonus rewards points
      • Up to 55 interest free days on purchases
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 18 months

    • annual fee

      $70

    • Go to site
    Click for more info
    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
      • Apply by 19 April 2015
    • purchase rate

      0.00% for 12 months then 13.99%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $59

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Coles No Annual Fee MasterCard
      • 1 flybuys point per $2 you spend everywhere.
      • Receive free delivery each time you spend $100 or more with a Coles MasterCard at colesonline.com.au
      • No annual fee. Ever.
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • Bank of Queensland Platinum Visa Credit Card Offer
      • 0.0% p.a on balance transfers for 14 months
      • $49 annual fee in the first year, usually $199
      • Apply by 31 August 2015
    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • annual fee

      $199$49 in the first year

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 16 months
      • Earn 10,000 bonus Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 16 months and then cash rate

    • annual fee

      $129

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $0
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • No annual fee in the first year
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • Go to site
    Click for more info
    • Bankwest Qantas Platinum MasterCard
      • Receive up to 50,000 introductory bonus Qantas Points
      • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
      • Complimentary Credit Card Travel Insurance
    • purchase rate

      20.49%

    • balance transfer rate

    • annual fee

      $160

    • Go to site
    Click for more info
    • Bankwest Qantas MasterCard
      • Receive up to 20,000 introductory bonus Qantas Points
      • Up to 0.5 Qantas Points for every $1 spent on eligible purchases
      • Up to 55 interest free days on purchases
    • purchase rate

      20.49%

    • balance transfer rate

    • annual fee

      $100

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 14 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • purchase rate

      18.99%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • American Express Velocity Escape Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • No annual fee
      • Earn up to 7,500 bonus Velocity Points, limited time only
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • purchase rate

      20.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • No annual fee for the first year, $195 thereafter
      • Complimentary domestic economy return flight
      • 3 bonus points per dollar spent on eligible purchases
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $195

    • Go to site
    Click for more info
    • Virgin Money Low Rate Card
      • 0.0% p.a. on balance transfers for 6 months
      • A low variable 10.99% p.a. purchase rate
      • Pay only half the annual fee in your first year
    • purchase rate

      10.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $99$49 in the first year

    • Go to site
    Click for more info
    • NAB Premium Card
      • 0.0% p.a. on balance transfers for 12 months
      • 0.0% p.a on purchases for the first 12 months
      • Complimentary insurances including overseas travel insurance
    • purchase rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $90

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info

    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
      • Apply by 19 April 2015
    • purchase rate

      0.00% for 12 months then 13.99%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $59

    • Go to site
    Click for more info
    • Virgin Money Low Rate Card
      • 0.0% p.a. on balance transfers for 6 months
      • A low variable 10.99% p.a. purchase rate
      • Pay only half the annual fee in your first year
    • purchase rate

      10.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $99$49 in the first year

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $0
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfers for 4 months
      • Low ongoing purchase rate of 12.24% p.a
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 4 months

    • annual fee

      $59

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a introductory purchase rate for the first 3 months
      • Online only offer for applications approved by 19 April 2015
    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $59

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info
    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 4 months
      • Low ongoing purchase rate of 12.24% p.a
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 4 months

    • annual fee

      $89

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info

    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 16 months
      • Earn 10,000 bonus Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • balance transfer rate

      0.00% for 16 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $129

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 18 months and then cash rate

    • purchase rate

      0.00% for 3 months then 13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Bankwest More MasterCard
      • 0.0% p.a on balance transfers for 18 months
      • Receive up to 28,000 introductory bonus rewards points
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 18 months

    • purchase rate

      19.99%

    • annual fees

      $70

    • Go to site
    Click for more info
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 May 2015
      • Get cash back as Woolworths Shopping Cards. T&Cs; apply
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • balance transfer rate

      0.00% for 9 months and then cash rate

    • purchase rate

      19.99%

    • annual fees

      $49$0 in the first year

    • Go to site
    Click for more info
    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
      • Apply by 19 April 2015
    • balance transfer rate

      0.00% for 12 months

    • purchase rate

      0.00% for 12 months then 13.99%

    • annual fees

      $59

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      13.49%

    • annual fees

      $58

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • balance transfer rate

      0.00% for 20 months and then cash rate

    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a introductory purchase rate for the first 3 months
      • Online only offer for applications approved by 19 April 2015
    • balance transfer rate

      0.00% for 18 months and then cash rate

    • purchase rate

      0.00% for 3 months then 13.49%

    • annual fees

      $59

    • Go to site
    Click for more info
    • Bank of Queensland Platinum Visa Credit Card Offer
      • 0.0% p.a on balance transfers for 14 months
      • $49 annual fee in the first year, usually $199
      • Apply by 31 August 2015
    • balance transfer rate

      0.00% for 14 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $199$49 in the first year

    • Go to site
    Click for more info
    • ANZ First
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      19.74%

    • annual fees

      $30

    • Go to site
    Click for more info
    • St.George Amplify Classic (Qantas)
      • 0.0% p.a. on purchases for the first 6 months
      • 0.0% p.a. on balance transfers for 6 months
      • Receive 10,000 bonus points after your first eligible purchase
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • purchase rate

      0.00% for 6 months then 19.49%

    • annual fees

      $79

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfers for 4 months
      • Low ongoing purchase rate of 12.24% p.a
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 4 months

    • purchase rate

      12.24%

    • annual fees

      $59

    • Go to site
    Click for more info

    • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
      • 0.0% p.a. on balance transfers for 6 months
      • 0.0% p.a. on purchases for up to 12 months
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • purchase rate

      0.00% for 12 months then 20.74%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $129

    • Go to site
    Click for more info
    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
      • Apply by 19 April 2015
    • purchase rate

      0.00% for 12 months then 13.99%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $59

    • Go to site
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • NAB Premium Card
      • 0.0% p.a. on balance transfers for 12 months
      • 0.0% p.a on purchases for the first 12 months
      • Complimentary insurances including overseas travel insurance
    • purchase rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $90

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a introductory purchase rate for the first 3 months
      • Online only offer for applications approved by 19 April 2015
    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $59

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • BankSA Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info

    • Coles No Annual Fee MasterCard
      • 1 flybuys point per $2 you spend everywhere.
      • Receive free delivery each time you spend $100 or more with a Coles MasterCard at colesonline.com.au
      • No annual fee. Ever.
    • annual fees

      $0

    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 6 months

    • Go to site
    Click for more info
    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 14 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • annual fees

      $0

    • purchase rate

      18.99%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a introductory purchase rate for the first 3 months
      • Online only offer for applications approved by 19 April 2015
    • annual fees

      $59

    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • Go to site
    Click for more info
    • NAB Low Fee Card
      • 0.0% p.a on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
      • Low $30 annual fee
    • annual fees

      $30

    • purchase rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      0.00% for 12 months

    • Go to site
    Click for more info
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 May 2015
      • Get cash back as Woolworths Shopping Cards. T&Cs; apply
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • annual fees

      $49$0 in the first year

    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • Go to site
    Click for more info
    • American Express Velocity Escape Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • No annual fee
      • Earn up to 7,500 bonus Velocity Points, limited time only
    • annual fees

      $0

    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • Go to site
    Click for more info
    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • annual fees

      $0

    • purchase rate

      20.99%

    • balance transfer rate

      4.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • annual fees

      $55

    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • Go to site
    Click for more info
    • ANZ First
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • annual fees

      $30

    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 16 months

    • Go to site
    Click for more info
    • ANZ First - Student Offer
      • Eligible students receive $0 annual fee in the first year
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • annual fees

      $30$0 in the first year

    • purchase rate

      19.74%

    • balance transfer rate

    • Go to site
    Click for more info

    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 16 months
      • Earn 10,000 bonus Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • purchase rate

      20.74%

    • annual fees

      $129

    • balance transfer rate

      0.00% for 16 months and then cash rate

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • Go to site
    Click for more info
    • Bankwest Qantas Platinum MasterCard
      • Receive up to 50,000 introductory bonus Qantas Points
      • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
      • Complimentary Credit Card Travel Insurance
    • purchase rate

      20.49%

    • annual fees

      $160

    • balance transfer rate

    • Go to site
    Click for more info
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 May 2015
      • Get cash back as Woolworths Shopping Cards. T&Cs; apply
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • purchase rate

      19.99%

    • annual fees

      $49$0 in the first year

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • Go to site
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    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • purchase rate

      20.99%

    • annual fees

      $0

    • balance transfer rate

      4.99% for 6 months

    • Go to site
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    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 16 months

    • Go to site
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    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 5 May 2015
      • No annual fee in the first year
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      19.74%

    • annual fees

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • balance transfer rate

      0.00% for 16 months

    • Go to site
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    • American Express Platinum Edge Credit Card
      • No annual fee for the first year, $195 thereafter
      • Complimentary domestic economy return flight
      • 3 bonus points per dollar spent on eligible purchases
    • purchase rate

      20.74%

    • annual fees

      $195

    • balance transfer rate

      0.99% for 6 months

    • Go to site
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    • Bankwest More Platinum MasterCard
      • 0.0% p.a on balance transfers for 18 months
      • Receive up to 50,000 introductory bonus rewards points
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      19.99%

    • annual fees

      $130

    • balance transfer rate

      0.00% for 18 months

    • Go to site
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    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • Go to site
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    • Bank of Queensland Platinum Visa Credit Card Offer
      • 0.0% p.a on balance transfers for 14 months
      • $49 annual fee in the first year, usually $199
      • Apply by 31 August 2015
    • purchase rate

      20.74%

    • annual fees

      $199$49 in the first year

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 16 months
      • Earn 10,000 bonus Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • points per $ spent

      1 points per dollar on Visa, up to $1,500 per month
      0.5 points per dollar on Visa, uncapped

    • spend req syd-mel flight*

      $6,900

    • annual fees

      $129

    • Go to site
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    • NAB Velocity Rewards Card
      • 10,000 bonus Velocity Points after your first purchase
      • 0.0% p.a on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
    • points per $ spent

      1 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month

    • spend req syd-mel flight*

      $6,900 (on Amex, or $13,800 on Visa)

    • annual fees

      $65

    • Go to site
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    • Bankwest Qantas MasterCard
      • Receive up to 20,000 introductory bonus Qantas Points
      • Up to 0.5 Qantas Points for every $1 spent on eligible purchases
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.5 points per dollar on MasterCard, up to 50000 points per year

    • spend req syd-mel flight*

      $16,000

    • annual fees

      $100

    • Go to site
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    • Westpac Altitude Platinum (Rewards)
      • Enjoy 0.0% p.a. for 6 months on purchases from card approval
      • 3.99% p.a. for 6 months on balance transfers at card application
      • Receive 30,000 bonus points after your first eligible purchase
    • points per $ spent

      2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month

    • spend req syd-mel flight*

      $6,900 (on Amex, or $13,800 on Visa)

    • annual fees

      $150

    • Go to site
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    • NAB Qantas Rewards Card
      • 10,000 bonus Qantas Points after your first purchase
      • 0.0% p.a on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
    • points per $ spent

      1 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month

    • spend req syd-mel flight*

      $8,000 (on Amex, or $16,000 on MasterCard)

    • annual fees

      $65

    • Go to site
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    • Bankwest More Gold MasterCard
      • 0.0% p.a on balance transfers for 18 months
      • Receive up to 28,000 introductory bonus rewards points
      • Complimentary international travel insurance
    • points per $ spent

      1.5 points per dollar on MasterCard, up to 200000 points per year

    • spend req syd-mel flight*

      $22,587

    • annual fees

      $120

    • Go to site
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    • ANZ Rewards Platinum
      • 50,000 bonus Rewards Points after your first eligible purchase, offer ends 5 May 2015
      • Up to 55 interest free days on purchases
      • Complimentary overseas travel and medical insurance
    • points per $ spent

      3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    • spend req syd-mel flight*

      $5,175 (on Amex, or $10,350 on Visa)

    • annual fees

      $149

    • Go to site
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    • Bankwest Qantas Platinum MasterCard
      • Receive up to 50,000 introductory bonus Qantas Points
      • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
      • Complimentary Credit Card Travel Insurance
    • points per $ spent

      0.75 points per dollar on MasterCard, up to 200000 points per year

    • spend req syd-mel flight*

      $10,667

    • annual fees

      $160

    • Go to site
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    • ANZ Rewards
      • 50,000 bonus Rewards Points after your first eligible purchase, offer ends 5 May 2015
      • Up to 44 interest free days on purchases
      • Earn up to 2 Rewards Points for every $1 spent on purchases
    • points per $ spent

      2 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    • spend req syd-mel flight*

      $7,763 (on Amex, or $10,350 on Visa)

    • annual fees

      $89

    • Go to site
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    • Virgin Money Virgin Australia Velocity High Flyer Card
      • 1.9% p.a. for 12 months on balance transfers
      • Earn up to 20,000 bonus Velocity Points
      • 1/2 annual fee in the first year
    • points per $ spent

      1.25 points per dollar on Visa, uncapped

    • spend req syd-mel flight*

      $5,520

    • annual fees

      $289$144 in the first year

    • Go to site
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    • Coles Rewards MasterCard
      • Up to 62 days interest free on purchases when you pay the full balance off each month.
      • Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybys points.
      • The fastest way to earn flybuys rewards, collect 2 points for every $1 you spend everywhere
    • points per $ spent

      2 points per dollar on MasterCard, uncapped

    • spend req syd-mel flight*

      $12,100

    • annual fees

      $49

    • Go to site
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    • American Express Platinum Edge Credit Card
      • No annual fee for the first year, $195 thereafter
      • Complimentary domestic economy return flight
      • 3 bonus points per dollar spent on eligible purchases
    • points per $ spent

      1 points per dollar on Amex, uncapped

    • spend req syd-mel flight*

      $6,900

    • annual fees

      $195

    • Go to site
    Click for more info
    • ANZ Frequent Flyer Platinum
      • 50,000 bonus Qantas Points after your first eligible purchase, offer ends 5 May 2015
      • Up to 55 interest free days on purchases
      • Complimentary overseas travel and medical insurance
    • points per $ spent

      1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $6,000 per month

    • spend req syd-mel flight*

      $5,333 (on Amex, or $16,000 on Visa)

    • annual fees

      $295

    • Go to site
    Click for more info
    • ANZ Rewards Black
      • 50,000 bonus Rewards Points after your first eligible purchase, offer ends 5 May 2015
      • Up to 55 interest free days on purchases
      • Complimentary overseas travel and medical insurance
    • points per $ spent

      3 points per dollar on Amex, 2 points per dollar on Visa, uncapped

    • spend req syd-mel flight*

      $5,175 (on Amex, or $7,763 on Visa)

    • annual fees

      $375

    • Go to site
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    • St.George Amplify Classic (Rewards)
      • 0.0% p.a. on purchases for the first 6 months
      • 0.0% p.a. on balance transfers for 6 months
      • Receive 10,000 bonus points after your first eligible purchase
    • points per $ spent

      1 points per dollar on Visa, uncapped

    • spend req syd-mel flight*

      $13,800

    • annual fees

      $79

    • Go to site
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    • Bank of Queensland Platinum Visa Credit Card Offer
      • 0.0% p.a on balance transfers for 14 months
      • $49 annual fee in the first year, usually $199
      • Apply by 31 August 2015
    • points per $ spent

      2 points per dollar on Visa, up to 240000 points per year

    • spend req syd-mel flight*

      $15,972

    • annual fees

      $199$49 in the first year

    • Go to site
    Click for more info
    • American Express Qantas Discovery Card
      • No annual fee for the life of the card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Receive up to 7,500 Qantas points when you apply by 30th June 2015
    • points per $ spent

      1 points per dollar on Amex, uncapped

    • spend req syd-mel flight*

      $8,000

    • annual fees

      $0

    • Go to site
    Click for more info
    • NAB Qantas Rewards Premium Card
      • 20,000 bonus Qantas Points after your first purchase
      • 0.0% p.a on purchases for the first 12 months
      • 0.0% p.a on balance transfers for 12 months
    • points per $ spent

      1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month

    • spend req syd-mel flight*

      $5,333 (on Amex, or $16,000 on Visa)

    • annual fees

      $250

    • Go to site
    Click for more info
    • NAB flybuys Rewards Card
      • Experts Choice 2014 Winner Best Premium Credit Card
      • Earn 1 flybuys point for every $1 you spend on your everyday purchases
      • 0.0% p.a on purchases for the first 12 months
    • points per $ spent

      1 points per dollar on Visa, up to $100,000 per month

    • spend req syd-mel flight*

      $24,200

    • annual fees

      $65

    • Go to site
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Top 5 Lowest interest rate

- based on ongoing interest rate
  1. Go to site
     
    10.99%
    Virgin Money
    – Low Rate Card
  2. Go to site
     
    11.99%
    American Express
    – Low Rate Credit Card
  3. Go to site
     
    12.24%
    Bankwest
    – Breeze
  4. Go to site
     
    12.95%
    Heritage Bank
    – Business Visa
  5. Go to site
     
    13.24%
    Bank of Melbourne
    – Vertigo
  1. 8.99%
    Community First Credit Union
    – McGrath Pink Visa
  2. 9.99%
    St.George
    – BusinessVantage
  3. 9.99%
    ME Bank
    – Low Rate Credit Card
  4. 9.99%
    bankmecu
    – Low Rate Visa
  5. 9.99%
    Bank of Melbourne
    – BusinessVantage
  1. Go to site
     
    13.49%
    ANZ
    – Low Rate
  2. 13.49%
    Commonwealth Bank
    – Low Rate Credit Card
  3. Go to site
     
    13.49%
    Westpac
    – Low Rate
  4. Go to site
     
    13.99%
    NAB
    – Low Rate Card
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