That little gecko can't save you 15 percent or more on car insurance if you bought a Nissan GT-R, apparently. Or a Dodge Viper. Or a Hummer H2. He might have a deal for you, though, if you're driving a Hyundai Santa Fe.
Insure.com has posted its list of the most, and least, expensive cars to insure. They explain, "Sports cars dominate the ‘most expensive' list, with the GT-R driving away with the top bill." On the other end of the scale, "Low rates tend to reflect a vehicle's safety, which is why larger cars and minivans dominate the least-expensive list." The website examined the average insurance premium on 300 different 2009 model year cars, assuming in every case that the driver was a 40-year old man with a 12-mile daily commute. They found that "Cars shoot to the top of the ‘most expensive to insure' list because their drivers have submitted frequent and expensive car insurance claims. On the other hand, when a car model attracts experienced drivers who don't crash often, all drivers of that model benefit."
Ten Most Expensive Cars to Insure:
Rank Average Premium Vehicle
1 $2,533 Nissan GT-R
2 $2,446 Dodge Viper
3 $2,236 BMW M6
4 $2,186 Ford Shelby GT500
5 $2,088 Mercedes-Benz G-Class
6 $2,071 Audi S8
7 $2,020 BMW M5
8 $1,912 Hummer H2
9 $1,881 Lexus IS F
10 $1,819 Porsche 911
Ten Least Expensive Cars to Insure:
Rank Average Premium Vehicle
1 $832 Hyundai Santa Fe
2 $840 Kia Sportage
3 $848 Hyundai Entourage
4 $857 Kia Sedona
5 $870 Kia Rio5
6 $871 Honda Odyssey
7 $881 Smart Fortwo
8 $911 Saturn Vue
9 $913 Mazda Tribute
10 $915 Chrysler Town & Country
Looking to lower your car insurance rates or just trying to understand your policy? Check out our Car Insurance Center for information on getting the most out of your auto insurance.
If you're in the market for a new car, check out the U.S. News rankings of this year's best cars as well as this month's best car deals.